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In most cases the originator labelled as "lender" was never the lender and never owned the debt -- so it could not transfer or convey the loan to anyone https://livinglies.me/2021/01/05/in-most-cases-the-originator-labelled-as-lender-was-never-the-lender-and-never-owned-the-debt-so-it-could-not-transfer-or-convey-the-loan-to-anyone/
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